Free for Life Coachs

Coach Others to Their Best Life. Your Tax Return Deserves the Same Attention.

The free bookkeeping tool that helps self-employed life coaches organize ordinary and necessary business expenses for Schedule C.

60+
Business Types
6 Tabs
Per Template
500+
Transaction Rows
$0
Completely Free

Tax Deductions You May Be Missing

These are common Schedule C business expenses that life coachs may be able to claim under IRC Β§162. Our template has them pre-loaded.

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Supplies & Materials

Line 22

All ordinary and necessary supplies for your business.

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Vehicle & Mileage

Line 9

Gas, mileage to jobs, vehicle maintenance.

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Insurance

Line 15

Business liability, health insurance, vehicle.

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Advertising

Line 8

Google ads, social media, website, business cards.

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Software & Phone

Line 18

Business apps, phone (business portion), CRM.

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Contract Labor

Line 11

Payments to helpers and subcontractors.

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Licenses

Line 23

Business license, professional certifications.

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Other Expenses

Line 27

Professional development, safety gear, uniforms.

How It Works

1

Download

Pick your business type. Get a free template. No signup.

2

Categorize

Enter your bank transactions. Pick from the dropdown. ~30 min.

3

Review

Schedule C summary auto-calculates your income, expenses, and tax.

4

File

Hand it to your Enrolled Agent. Or let Arc & Ledger prepare your return from $300.

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Get Your Free Life Coach Template

We'll email your template directly β€” open it in Excel or upload to Google Sheets. No software to install.

What's Inside

βœ“ Start Here tab with step-by-step instructions
βœ“ Business Info tab β€” your details, ready for filing
βœ“ Expense categories pre-loaded for your industry
βœ“ 500-row transaction tracker with dropdown categories
βœ“ Schedule C summary β€” auto-calculates your totals
βœ“ Monthly summary for quarterly estimated taxes

We'll email your template directly. No spam, unsubscribe anytime.

ENROLLED AGENT TAX SERVICES

Too Busy to DIY?
We'll Handle Everything.

Arc & Ledger is a tax and bookkeeping firm led by Enrolled Agents β€” authorized to prepare your return and represent you directly before the IRS. Over 10 years helping self-employed professionals like you.

βœ“ Schedule C tax preparation from $300
βœ“ Monthly bookkeeping from $200/mo
βœ“ S-Corp election & tax planning
βœ“ Authorized to represent you before the IRS
βœ“ Enrolled Agents β€” pass rigorous IRS exam
βœ“ 10+ years serving self-employed professionals
arcandledger.com | (310) 876-0249
bookkeeping@arcandledger.com | Culver City, CA

Get Your Price in 30 Seconds

Question 1 of 4

What income did you have in 2025?

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Need to File for Free? The IRS Can Help.

If you earned under $84,000, you may qualify for IRS Free File β€” free tax preparation software provided through an IRS partnership. No cost, no catch.

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Our free template works alongside any filing method β€” use it to organize your expenses first, then file however works best for you.

Common Questions

What Schedule C deductions can life coaches claim?+
Self-employed life coaches may deduct ordinary and necessary business expenses under IRC Section 162. Commonly claimed deductions include coaching certification and training (Line 27), marketing and advertising (Line 8), scheduling and CRM software (Line 18), home office (Line 30), internet and phone (Line 25), and professional liability insurance (Line 15). Your tax situation may vary, so consult a qualified tax professional.
What is Schedule C?+
Schedule C (Form 1040) is the IRS form where sole proprietors report business income and expenses. It calculates your net profit or loss, which flows to your Form 1040. Life coaches use Schedule C to report coaching session fees, course sales, and group program income. Our free template is an organizational tool that categorizes expenses by the correct Schedule C line numbers.
How much tax do self-employed life coaches pay?+
Self-employed life coaches generally pay both income tax and self-employment tax (15.3% for Social Security and Medicare) on net profit. Your income tax rate depends on your total taxable income and filing status. The self-employment tax applies to net earnings over $400. Online course sales and group coaching fees are all taxable. Consult a qualified tax professional.
Do I need to file quarterly estimated taxes as a life coach?+
If you expect to owe $1,000 or more in federal tax for the year, the IRS generally requires quarterly estimated tax payments. Deadlines are typically April 15, June 15, September 15, and January 15. Coaching income can vary month to month, so tracking expenses consistently helps estimate quarterly payments more accurately.
Are coaching certifications like ICF deductible?+
ICF (International Coaching Federation) certification, training programs, and continuing education that maintain or improve your existing coaching skills may be deductible as ordinary and necessary business expenses on Schedule C Line 27. Initial certification may also qualify if you are already working as a coach. Consult a qualified tax professional for your specific situation.
Should I hire an Enrolled Agent or do my own taxes?+
An Enrolled Agent (EA) is a tax professional who has passed a rigorous IRS exam and is authorized to represent taxpayers directly before the IRS. Unlike other preparers, EAs must pass a rigorous exam and complete continuing education annually. For life coaches with certification costs, marketing expenses, and home office deductions, an EA can help ensure compliance. Arc & Ledger's team of Enrolled Agents specializes in Schedule C businesses.

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